Your real Louisiana affordability, the Louisiana Housing Corp. MRB Assisted / Soft Second match, and a step-by-step plan — in 30 seconds. No email required.
Calculate your Louisiana number — free →The Louisiana Housing Corp. MRB Assisted / Soft Second is Louisiana's flagship statewide down payment assistance, administered by the state housing finance agency (soft-second / grant). Current amounts, income limits and credit requirements are set by the agency — confirm them on the official program page. Cities and counties in Louisiana often add their own programs on top.
Official Louisiana program page →Louisiana's main statewide option is the Louisiana Housing Corp. MRB Assisted / Soft Second — soft-second / grant administered by the state housing finance agency. Many cities and counties in Louisiana add their own programs on top, so it is worth checking all three levels.
It depends on your income, debts and credit. The calculator applies the FHA 31%/43% debt-to-income rule to estimate your price, then shows how much of your down-payment gap Louisiana assistance could cover. Most buyers pair it with a 3% conventional or 3.5% FHA down payment.
Many state programs set a 620 minimum credit score alongside income limits based on area median income. Exact requirements are set by the agency — verify current terms on the official Louisiana Housing Corp. MRB Assisted / Soft Second page before applying.