Your real Texas affordability, the TSAHC Down Payment Assistance Grants match, and a step-by-step plan — in 30 seconds. No email required.
Calculate your Texas number — free →Grants of up to ~4-5% of the loan amount; exact % varies by program tier.
Official Texas program page →Texas's main statewide option is the TSAHC Down Payment Assistance Grants — Grants of up to ~4-5% of the loan amount; exact % varies by program tier. It is a grant (non-repayable). Cities and counties in Texas often add their own programs on top.
It depends on your income, debts and credit — the calculator applies the FHA 31%/43% DTI rule to estimate your price, then shows how much of your down-payment gap the TSAHC Down Payment Assistance Grants could cover. Most buyers pair it with a 3% conventional or 3.5% FHA down payment.
Many state programs set a 620 minimum credit score alongside income limits based on area median income. Requirements are set by the agency — verify current terms on the official TSAHC Down Payment Assistance Grants page before applying.