Your real Arizona affordability, the Home Plus Arizona Down Payment Assistance match, and a step-by-step plan — in 30 seconds. No email required.
Calculate your Arizona number — free →The Home Plus Arizona Down Payment Assistance is Arizona's flagship statewide down payment assistance, administered by the state housing finance agency (forgivable dpa grant). Current amounts, income limits and credit requirements are set by the agency — confirm them on the official program page. Cities and counties in Arizona often add their own programs on top.
Official Arizona program page →Arizona's main statewide option is the Home Plus Arizona Down Payment Assistance — forgivable dpa grant administered by the state housing finance agency. Many cities and counties in Arizona add their own programs on top, so it is worth checking all three levels.
It depends on your income, debts and credit. The calculator applies the FHA 31%/43% debt-to-income rule to estimate your price, then shows how much of your down-payment gap Arizona assistance could cover. Most buyers pair it with a 3% conventional or 3.5% FHA down payment.
Many state programs set a 620 minimum credit score alongside income limits based on area median income. Exact requirements are set by the agency — verify current terms on the official Home Plus Arizona Down Payment Assistance page before applying.