Your real Colorado affordability, the CHFA Down Payment Assistance Grant match, and a step-by-step plan — in 30 seconds. No email required.
Calculate your Colorado number — free →The CHFA Down Payment Assistance Grant is Colorado's flagship statewide down payment assistance, administered by the state housing finance agency (grant or second mortgage). Current amounts, income limits and credit requirements are set by the agency — confirm them on the official program page. Cities and counties in Colorado often add their own programs on top.
Official Colorado program page →Colorado's main statewide option is the CHFA Down Payment Assistance Grant — grant or second mortgage administered by the state housing finance agency. Many cities and counties in Colorado add their own programs on top, so it is worth checking all three levels.
It depends on your income, debts and credit. The calculator applies the FHA 31%/43% debt-to-income rule to estimate your price, then shows how much of your down-payment gap Colorado assistance could cover. Most buyers pair it with a 3% conventional or 3.5% FHA down payment.
Many state programs set a 620 minimum credit score alongside income limits based on area median income. Exact requirements are set by the agency — verify current terms on the official CHFA Down Payment Assistance Grant page before applying.