Your real Florida affordability, the Florida Housing Finance Corporation Assistance match, and a step-by-step plan — in 30 seconds. No email required.
Calculate your Florida number — free →Assistance amount varies by program (Florida Assist, HFA Preferred, etc.) — check current offerings.
Official Florida program page →Florida's main statewide option is the Florida Housing Finance Corporation Assistance — Assistance amount varies by program (Florida Assist, HFA Preferred, etc.) — check current offerings. It is a second mortgage. Cities and counties in Florida often add their own programs on top.
It depends on your income, debts and credit — the calculator applies the FHA 31%/43% DTI rule to estimate your price, then shows how much of your down-payment gap the Florida Housing Finance Corporation Assistance could cover. Most buyers pair it with a 3% conventional or 3.5% FHA down payment.
Many state programs set a 620 minimum credit score alongside income limits based on area median income. Requirements are set by the agency — verify current terms on the official Florida Housing Finance Corporation Assistance page before applying.